Author Topic: Unit trust investment  (Read 13761 times)

Offline ehfoo1976

  • Newbie
  • *
  • Posts: 12
Unit trust investment
« on: April 01, 2012, 07:09:26 AM »
Anyone have any idea to invest in unit trust? Let's share our  personal experience.

Offline meoramri

  • Global Moderator
  • Hero Member
  • *****
  • Posts: 3897
    • My Eastern Watch Collection
Re: Unit trust investment
« Reply #1 on: April 10, 2012, 12:05:14 PM »
Best to get direct exposure instead of getting unit trust companies to manage. The cost of "management" eats the bulk of your gross returns anyway.

For direct investment to the equity market, since one lot is just 100 shares, to get a diversified portfolio, but about 7 counters that you like that have potential. My personal investment mantra "if you use their products and services, you can buy their shares".
Main watch blog visit: http://easternwatch.blogspot.com

Offline Godzillaz

  • Hero Member
  • *****
  • Posts: 910
Re: Unit trust investment
« Reply #2 on: April 16, 2012, 08:16:32 PM »
I am not buying any Richemont or Swatch Group's shares, no way >:(.


if I must ... ... maybe LVMH ... only maybe.

Regards
Tyler

Best to get direct exposure instead of getting unit trust companies to manage. The cost of "management" eats the bulk of your gross returns anyway.

For direct investment to the equity market, since one lot is just 100 shares, to get a diversified portfolio, but about 7 counters that you like that have potential. My personal investment mantra "if you use their products and services, you can buy their shares".

Offline ronnie2u

  • Newbie
  • *
  • Posts: 11
Re: Unit trust investment
« Reply #3 on: April 25, 2012, 12:38:21 PM »
I believe to really make money in Unit Trust is long term Regular Savings method.
Unit Trust is good for newbie investor who doesn't know much about stocks itself.

Offline watchlow

  • Jr. Member
  • **
  • Posts: 81
Re: Unit trust investment
« Reply #4 on: April 26, 2012, 06:18:18 PM »
if u can manage well , i suggest invest in the stock market .
i been invest in unit trust b4, but the resutl nt so gd!

Offline kaka23

  • Full Member
  • ***
  • Posts: 234
Re: Unit trust investment
« Reply #5 on: May 09, 2012, 08:12:24 PM »
if u can manage well , i suggest invest in the stock market .
i been invest in unit trust b4, but the resutl nt so gd!

Which trust you invested in?

Offline watchlow

  • Jr. Member
  • **
  • Posts: 81
Re: Unit trust investment
« Reply #6 on: May 15, 2012, 01:00:55 PM »
if u can manage well , i suggest invest in the stock market .
i been invest in unit trust b4, but the resutl nt so gd!

Which trust you invested in?

well,some ppl hav a gd return, som may not..i m the unlucky 1
tt was alot of nice unit trust also , like public mutual fund, juz depend the fund manager handing and in vestin which sector, like me was in hlb intrastructure unit trust

Offline fidoneo

  • Full Member
  • ***
  • Posts: 131
Re: Unit trust investment
« Reply #7 on: May 15, 2012, 04:52:38 PM »
Hey guys , TRY CIMB Islamic  Dani Equity .

Their Return  Yield was 28.9 % last year.



Stan

« Last Edit: May 15, 2012, 08:33:11 PM by takashi78 »
Sig sauer p2022 - luminor Marina
Sig Sauer p229 - Radiomir Black seal

A combination of handguns with timepieces

Offline watchlow

  • Jr. Member
  • **
  • Posts: 81
Re: Unit trust investment
« Reply #8 on: May 16, 2012, 10:17:42 AM »
wow...almost 30% good  :thumbsup:

Offline David_cheong

  • Hero Member
  • *****
  • Posts: 1771
Re: Unit trust investment
« Reply #9 on: May 16, 2012, 01:50:33 PM »
Some HL fund fellows (I met last week) proposed that if I invested rm20k per year and continue for the next 6 years with the same amount, my returns is rm5k per annum. If  you invested rm100k > rm25 per annum, The period must be 6 years, etc....

dc
I am almost a recovered watchaholic, but last checked shows only 70% recovered. How?

Offline terrenceterrence

  • Hero Member
  • *****
  • Posts: 2477
    • scrapsofmylife
Re: Unit trust investment
« Reply #10 on: May 16, 2012, 06:30:23 PM »
pardon my ignorance.. is the return good enough to offset the mortgage interest rate?

thinking if i have the spare cash, should i invest in something long term like that to offset the interest rate or use the money to pay off a mortgage as soon as possible.

which is more viable?

Better outrun my gun....faster than my bullet


Offline Annthony Siah

  • Freshie
  • *
  • Posts: 26
Re: Unit trust investment
« Reply #11 on: May 16, 2012, 07:48:09 PM »
i guess there is not much investment can offset the inflation in the country. but if the return is low, is rather than we save it in our bank account that only earn a bit interest (some even do not have interest).

for a "kai su" people, FD or those fixed return investment will be a better choice because they do not need to worry about the return. and for those who not scare of losing their money, they can go invest on those high risk investment (high risk, high return).

Offline David_cheong

  • Hero Member
  • *****
  • Posts: 1771
Re: Unit trust investment
« Reply #12 on: May 16, 2012, 07:59:45 PM »
pardon my ignorance.. is the return good enough to offset the mortgage interest rate?

thinking if i have the spare cash, should i invest in something long term like that to offset the interest rate or use the money to pay off a mortgage as soon as possible.

which is more viable?

I can pm you their details if interested. This investment/s are licence by proper finance entities. You can check around....

dc
I am almost a recovered watchaholic, but last checked shows only 70% recovered. How?

Offline ckmcsk

  • Full Member
  • ***
  • Posts: 164
Re: Unit trust investment
« Reply #13 on: May 24, 2013, 08:48:48 PM »
Which trust fund performing nowadays?

Offline kaka23

  • Full Member
  • ***
  • Posts: 234
Re: Unit trust investment
« Reply #14 on: June 29, 2013, 04:40:34 PM »
Which trust fund performing nowadays?

Mostly all also performing coz market has been picking up

Offline 7thfort

  • Hero Member
  • *****
  • Posts: 730
  • Yeehah
Re: Unit trust investment
« Reply #15 on: June 30, 2013, 02:33:19 PM »
When the music stop, make sure you have a chair to sit on.

Just be careful with all these get rick scheme, unless it is "guaranteed".

Offline Apac959

  • Freshie
  • *
  • Posts: 27
Re: Unit trust investment
« Reply #16 on: November 11, 2013, 04:02:22 PM »
Hai der,

U shud start now bfore its too late!!now days all is bout money n money,one of it to xpand ur money u shud put urself in unit trust.fo me ive joined public mutual i took both savings n epf envestment.fo saving dey hav mutiple choices dpends on risk envestment and meanwile epf bfore u join,dey will look on ur age and amoun u can only invest. The younger ur d more u can invest.
If ur intrested ive agent to sugest.

Offline AEAhmad

  • Newbie
  • *
  • Posts: 2
Re: Unit trust investment
« Reply #17 on: December 06, 2013, 08:34:33 PM »
Buy share direct!!! L&G, instaco, mitra, hibiscus, maybulk, caely are some of good stock to buy next monday.

Offline kiamat

  • Sr. Member
  • ****
  • Posts: 258
Re: Unit trust investment
« Reply #18 on: June 25, 2014, 03:15:09 AM »
unit trust is crap. it is nonsense if anyone preach it is for long term. ask yourself where did unit trust make their money from? leverage on equities, real estates, bonds, etc??? if so why do i need to put my money in the hands of fund managers when i can invest directly myself. fund managers have personal agenda like making money for himself/herself above all else. i just don't trust my money in the hands of strangers.

Offline jslim18

  • Newbie
  • *
  • Posts: 3
Re: Unit trust investment
« Reply #19 on: July 29, 2016, 08:08:36 PM »
I just decided to quit Public Mutual Unit Trust. It's dragging me. I am a happy bird now

Offline danslater

  • Jr. Member
  • **
  • Posts: 53
Re: Unit trust investment
« Reply #20 on: August 02, 2016, 10:21:34 AM »
annual fees  >:(
In the pursuit of happiness, in form and function

Offline engkow

  • Sr. Member
  • ****
  • Posts: 257
Re: Unit trust investment
« Reply #21 on: August 02, 2016, 10:36:07 AM »
started bought ut in 1989 to 1992 KL mutual (Public) bought RM1.25 sold some at 60 sen, take the money for China trip 1992 cost RM2200
Peking(now Beijing) now stop buying.

Offline toypoodle

  • Full Member
  • ***
  • Posts: 126
  • In God We Trust
Re: Unit trust investment
« Reply #22 on: August 02, 2016, 07:44:46 PM »
I am surprised to hear that, isn't KL Mutual the lead earner amongst all UT?

Offline engkow

  • Sr. Member
  • ****
  • Posts: 257
Re: Unit trust investment
« Reply #23 on: August 03, 2016, 07:20:12 AM »
all investments take risk, when i bought was high when I sell market down but not
very low it went down to about 30 sen when up to 67plus sen i sold all




Offline Jedirat

  • Sr. Member
  • ****
  • Posts: 431
Re: Unit trust investment
« Reply #24 on: August 03, 2016, 08:26:02 AM »
I believe the initial high commission imposed on the unit trust and the existing market conditions with low sentiment now pro-long the holding period to break-even or profitable for those unit trust holders. I have not invested in unit trust in view of this.