No kidding, really? Already have 3 properties under loan repayment can still go for a 4th property at 85% loan?
Cool!
I need ta talk to me banker then 
Thanks for the advice.
Yes, you still can. The 4th property must be commercial property and not under HDA. That is why nowadays investor going for commercial property (shop, retail, office, soho, sofo and sovo) rather than residential.
Hahahaha...been ready for 2 years now waiting for the 'pop' to happen. Not coming yet. But I am not staying in Malaysia so I can't tell how's the market there now. Think it is gonna happen soon?
The "pop" won't be happening soon. I've heard this 5 years ago.
Here are the 3 main reason:-
1) Malaysia property market are still the lowest in the region. There are many foreign property investor from Singapore, China, Japan, Korea, India etc etc moving their investment here and some are migrating here (especially Japanese after tsunami) under MM2H program.
2) Malaysia still a under development country, which mean there is still a lot to grow (translate: there still a lots investment opportunity)
3) Price of building material and land price keep increasing.
For Penang Island property, even the price have gone up as high as KL property but still there is many foreign investor buying especially Japanese. For local, many investor buying at Juru and Seberang Prai as it is still cheap compare to Penang island.
My advice is "don't wait to buy property, buy it now and wait"
You won't get caught in bubble pop, if you know the investment game.
