Malaysia Watch Forum

Off Topic => Investment & Real Estate => Topic started by: ehfoo1976 on April 01, 2012, 07:09:26 AM

Title: Unit trust investment
Post by: ehfoo1976 on April 01, 2012, 07:09:26 AM
Anyone have any idea to invest in unit trust? Let's share our  personal experience.
Title: Re: Unit trust investment
Post by: meoramri on April 10, 2012, 12:05:14 PM
Best to get direct exposure instead of getting unit trust companies to manage. The cost of "management" eats the bulk of your gross returns anyway.

For direct investment to the equity market, since one lot is just 100 shares, to get a diversified portfolio, but about 7 counters that you like that have potential. My personal investment mantra "if you use their products and services, you can buy their shares".
Title: Re: Unit trust investment
Post by: Godzillaz on April 16, 2012, 08:16:32 PM
I am not buying any Richemont or Swatch Group's shares, no way >:(.


if I must ... ... maybe LVMH ... only maybe.

Regards
Tyler

Best to get direct exposure instead of getting unit trust companies to manage. The cost of "management" eats the bulk of your gross returns anyway.

For direct investment to the equity market, since one lot is just 100 shares, to get a diversified portfolio, but about 7 counters that you like that have potential. My personal investment mantra "if you use their products and services, you can buy their shares".
Title: Re: Unit trust investment
Post by: ronnie2u on April 25, 2012, 12:38:21 PM
I believe to really make money in Unit Trust is long term Regular Savings method.
Unit Trust is good for newbie investor who doesn't know much about stocks itself.
Title: Re: Unit trust investment
Post by: watchlow on April 26, 2012, 06:18:18 PM
if u can manage well , i suggest invest in the stock market .
i been invest in unit trust b4, but the resutl nt so gd!
Title: Re: Unit trust investment
Post by: kaka23 on May 09, 2012, 08:12:24 PM
if u can manage well , i suggest invest in the stock market .
i been invest in unit trust b4, but the resutl nt so gd!

Which trust you invested in?
Title: Re: Unit trust investment
Post by: watchlow on May 15, 2012, 01:00:55 PM
if u can manage well , i suggest invest in the stock market .
i been invest in unit trust b4, but the resutl nt so gd!

Which trust you invested in?

well,some ppl hav a gd return, som may not..i m the unlucky 1
tt was alot of nice unit trust also , like public mutual fund, juz depend the fund manager handing and in vestin which sector, like me was in hlb intrastructure unit trust
Title: Re: Unit trust investment
Post by: fidoneo on May 15, 2012, 04:52:38 PM
Hey guys , TRY CIMB Islamic  Dani Equity .

Their Return  Yield was 28.9 % last year.



Stan

Title: Re: Unit trust investment
Post by: watchlow on May 16, 2012, 10:17:42 AM
wow...almost 30% good  :thumbsup:
Title: Re: Unit trust investment
Post by: David_cheong on May 16, 2012, 01:50:33 PM
Some HL fund fellows (I met last week) proposed that if I invested rm20k per year and continue for the next 6 years with the same amount, my returns is rm5k per annum. If  you invested rm100k > rm25 per annum, The period must be 6 years, etc....

dc
Title: Re: Unit trust investment
Post by: terrenceterrence on May 16, 2012, 06:30:23 PM
pardon my ignorance.. is the return good enough to offset the mortgage interest rate?

thinking if i have the spare cash, should i invest in something long term like that to offset the interest rate or use the money to pay off a mortgage as soon as possible.

which is more viable?

Title: Re: Unit trust investment
Post by: Annthony Siah on May 16, 2012, 07:48:09 PM
i guess there is not much investment can offset the inflation in the country. but if the return is low, is rather than we save it in our bank account that only earn a bit interest (some even do not have interest).

for a "kai su" people, FD or those fixed return investment will be a better choice because they do not need to worry about the return. and for those who not scare of losing their money, they can go invest on those high risk investment (high risk, high return).
Title: Re: Unit trust investment
Post by: David_cheong on May 16, 2012, 07:59:45 PM
pardon my ignorance.. is the return good enough to offset the mortgage interest rate?

thinking if i have the spare cash, should i invest in something long term like that to offset the interest rate or use the money to pay off a mortgage as soon as possible.

which is more viable?

I can pm you their details if interested. This investment/s are licence by proper finance entities. You can check around....

dc
Title: Re: Unit trust investment
Post by: ckmcsk on May 24, 2013, 08:48:48 PM
Which trust fund performing nowadays?
Title: Re: Unit trust investment
Post by: kaka23 on June 29, 2013, 04:40:34 PM
Which trust fund performing nowadays?

Mostly all also performing coz market has been picking up
Title: Re: Unit trust investment
Post by: 7thfort on June 30, 2013, 02:33:19 PM
When the music stop, make sure you have a chair to sit on.

Just be careful with all these get rick scheme, unless it is "guaranteed".
Title: Re: Unit trust investment
Post by: Apac959 on November 11, 2013, 04:02:22 PM
Hai der,

U shud start now bfore its too late!!now days all is bout money n money,one of it to xpand ur money u shud put urself in unit trust.fo me ive joined public mutual i took both savings n epf envestment.fo saving dey hav mutiple choices dpends on risk envestment and meanwile epf bfore u join,dey will look on ur age and amoun u can only invest. The younger ur d more u can invest.
If ur intrested ive agent to sugest.
Title: Re: Unit trust investment
Post by: AEAhmad on December 06, 2013, 08:34:33 PM
Buy share direct!!! L&G, instaco, mitra, hibiscus, maybulk, caely are some of good stock to buy next monday.
Title: Re: Unit trust investment
Post by: kiamat on June 25, 2014, 03:15:09 AM
unit trust is crap. it is nonsense if anyone preach it is for long term. ask yourself where did unit trust make their money from? leverage on equities, real estates, bonds, etc??? if so why do i need to put my money in the hands of fund managers when i can invest directly myself. fund managers have personal agenda like making money for himself/herself above all else. i just don't trust my money in the hands of strangers.
Title: Re: Unit trust investment
Post by: jslim18 on July 29, 2016, 08:08:36 PM
I just decided to quit Public Mutual Unit Trust. It's dragging me. I am a happy bird now
Title: Re: Unit trust investment
Post by: danslater on August 02, 2016, 10:21:34 AM
annual fees  >:(
Title: Re: Unit trust investment
Post by: engkow on August 02, 2016, 10:36:07 AM
started bought ut in 1989 to 1992 KL mutual (Public) bought RM1.25 sold some at 60 sen, take the money for China trip 1992 cost RM2200
Peking(now Beijing) now stop buying.
Title: Re: Unit trust investment
Post by: toypoodle on August 02, 2016, 07:44:46 PM
I am surprised to hear that, isn't KL Mutual the lead earner amongst all UT?
Title: Re: Unit trust investment
Post by: engkow on August 03, 2016, 07:20:12 AM
all investments take risk, when i bought was high when I sell market down but not
very low it went down to about 30 sen when up to 67plus sen i sold all



Title: Re: Unit trust investment
Post by: Jedirat on August 03, 2016, 08:26:02 AM
I believe the initial high commission imposed on the unit trust and the existing market conditions with low sentiment now pro-long the holding period to break-even or profitable for those unit trust holders. I have not invested in unit trust in view of this. 
Title: Re: Unit trust investment
Post by: toypoodle on August 03, 2016, 08:47:57 AM
I sold off all my HLB asso UT few yrs ago, after holding its for 5 yrs, luckily made ~30% profit! From then on, learnt my lesson, ....... never invest in UT anymore, as its mainly enriching its Fund Managers, who obviously making fun out of our investment!
Title: Re: Unit trust investment
Post by: CKL1213 on August 03, 2016, 09:20:42 AM
30% after 5 years which is 6% profit per annum

still better than FD
Title: Re: Unit trust investment
Post by: danslater on August 04, 2016, 03:12:40 PM
much
Title: Re: Unit trust investment
Post by: samuelazz on December 07, 2016, 06:27:07 PM
Hi guys

I had experiences investing in stocks and also unit trust. I bought quite a few portfolios of unit trust
 So far in my humble opinion i still feel stocks offers better returns over the years comparing to unit trust.
Title: Re: Unit trust investment
Post by: meoramri on December 07, 2016, 07:07:58 PM
Guys, best to buy stocks directly. I suggest getting stocks of companies that provides products and services that you use often - e.g. Tenaga etc. Diversify your portfolio to at least 5 counters. Take a seat back and you'll start to see value creation - good luck!


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Title: Re: Unit trust investment
Post by: mikecheong1798 on January 12, 2019, 02:26:08 PM
ASB unit trust can be consider